Business Funding Product
SBA Loans
Government-backed financing for qualified borrowers
What to expect
A government-backed option that rewards planning ahead, with more documentation and a longer timeline. Your advisor helps you prepare a strong file.
Terms, rates, and eligibility vary by lender and are reviewed one-on-one with your funding advisor.
What is SBA Loans?
SBA loans are partially guaranteed by the U.S. Small Business Administration, which can make them a strong fit for qualified borrowers who are able to plan ahead.
The trade-off is a more thorough application and a longer timeline, so they're best when you can prepare rather than needing capital immediately. Your advisor helps you assemble a strong file and sets expectations on documentation and timing.
Key benefits
- Government backing broadens what lenders can consider
- Designed for larger, longer-horizon investments
- A structured, well-documented path
- An advisor who helps you prepare the file
Eligibility
Basic requirements
- Established time in business
- Solid, documented financials
- For-profit U.S. business that meets SBA size standards
- Credit profile reviewed
- No recent bankruptcies or major derogatory marks
How It Works
Getting funded, step by step.
Apply
Tell us about your business in a short form — it only takes a few minutes.
Discovery Call
You work one-on-one with a funding advisor who learns your goals and maps your options.
Get Matched
Your advisor shops your file across 80+ financial institutions for the strongest offers.
Get Funded
Review your options, choose what fits, and move forward with your advisor.
SBA Loans questions
Because they involve a government guarantee and thorough underwriting. The trade-off is why they reward planning ahead — your advisor helps you prepare.
Common uses include working capital, equipment, real estate, refinancing debt, and acquisitions. The eligible uses depend on the specific SBA program.
Your advisor can suggest a path forward and, where it fits, a faster product now while you build toward SBA eligibility over time.
Submit a short inquiry and your funding advisor reviews your goals and helps you prepare.
Ready to find your funding fit?
Start with a short form. You'll work one-on-one with a funding advisor who shops 80+ institutions for your best fit.