What to expect
A way to acquire the equipment your business needs without draining cash reserves. Your advisor structures the financing around the asset and your goals.
Terms, rates, and eligibility vary by lender and are reviewed one-on-one with your funding advisor.
What is Equipment Financing?
Equipment financing lets you acquire the machinery, vehicles, or technology your business needs — the equipment itself typically serves as the collateral, which can make it a practical path for asset-heavy businesses.
It's one of our most popular products, and a fit for nearly any industry that runs on physical assets: construction, trucking, manufacturing, restaurants, medical, and automotive shops. Your advisor helps structure it around the equipment and how you'll use it.
Key benefits
- Acquire equipment without draining cash reserves
- The equipment itself usually serves as collateral
- Preserve working capital and existing credit lines
- One advisor guides the whole process
Eligibility
Basic requirements
- A specific equipment quote or invoice
- Time in business (varies by lender and deal)
- Business bank account and recent statements
- Credit reviewed alongside the asset
- Details confirmed with your advisor
How It Works
Getting funded, step by step.
Apply
Tell us about your business in a short form — it only takes a few minutes.
Discovery Call
You work one-on-one with a funding advisor who learns your goals and maps your options.
Get Matched
Your advisor shops your file across 80+ financial institutions for the strongest offers.
Get Funded
Review your options, choose what fits, and move forward with your advisor.
Equipment Financing questions
Often yes — many lenders finance both new and used equipment, though terms vary. Your advisor will match you to a lender that fits the equipment you're buying.
It depends on whether you want to own the asset long-term and how the tax treatment fits your business. Your advisor can walk through financing vs. leasing for your case.
You still owe the financing, so many owners pair it with a warranty or maintenance plan. It's a good thing to discuss with your advisor when structuring the deal.
Bring a quote for the equipment, submit a short inquiry, and your funding advisor takes it from there.
Ready to find your funding fit?
Start with a short form. You'll work one-on-one with a funding advisor who shops 80+ institutions for your best fit.