What to expect
A flexible, revolving source of working capital for uneven or seasonal cash flow. Your advisor reviews your business and matches you to the right lender.
Terms, rates, and eligibility vary by lender and are reviewed one-on-one with your funding advisor.
What is Business Line of Credit?
A business line of credit gives you a revolving pool of capital you can draw against whenever you need it — then repay and draw again. Unlike a lump-sum loan, you only pay for the portion you actually use, which makes it a flexible cushion for payroll gaps, inventory buys, or unexpected costs.
It's one of the most versatile products we place, and a strong fit for businesses with recurring or seasonal cash-flow swings. Your funding advisor matches you to the right lender based on your business and how you plan to use the line.
Key benefits
- Draw and repay repeatedly without reapplying
- Interest accrues only on the drawn balance
- A flexible buffer for seasonal or uneven cash flow
- One advisor guides the whole process
Eligibility
Basic requirements
- Time in business (varies by lender)
- Consistent business revenue
- Personal and/or business credit reviewed
- Active business bank account
- Recent business bank statements
How It Works
Getting funded, step by step.
Apply
Tell us about your business in a short form — it only takes a few minutes.
Discovery Call
You work one-on-one with a funding advisor who learns your goals and maps your options.
Get Matched
Your advisor shops your file across 80+ financial institutions for the strongest offers.
Get Funded
Review your options, choose what fits, and move forward with your advisor.
Business Line of Credit questions
A term loan is a one-time lump sum you repay on a set schedule. A line of credit is revolving — you draw what you need, repay it, and draw again, paying interest only on the outstanding balance.
It depends on the lender and your profile. Your advisor will tell you upfront what a given option involves before you decide anything.
Submit a short inquiry and your funding advisor reaches out to learn your goals, then walks you through your options one-on-one.
Generally yes — lines of credit are flexible working capital. Your advisor can help you think through the best way to use it for your situation.
Ready to find your funding fit?
Start with a short form. You'll work one-on-one with a funding advisor who shops 80+ institutions for your best fit.