What to expect
Individual financing based on your personal profile, useful when a venture doesn't yet qualify on its own. Your advisor helps you weigh personal vs. business options.
Terms, rates, and eligibility vary by lender and are reviewed one-on-one with your funding advisor.
What is Personal Loans?
A personal loan is financing based on your individual credit and income, giving you a lump sum to use for almost anything — consolidating debt, funding a personal project, or injecting capital into a venture that doesn't yet qualify on its own.
For business owners in the early stages, personal financing is often the bridge to getting started before the business has its own track record. Your advisor helps you weigh personal vs. business options so you don't overextend either.
Key benefits
- Flexible use — personal or to seed a venture
- A clear payoff path
- Often a bridge before a business qualifies on its own
- An advisor who helps you avoid overextending
Eligibility
Basic requirements
- Personal credit profile reviewed
- Verifiable income
- Manageable existing debt
- Valid government ID and bank account
- U.S. residency
How It Works
Getting funded, step by step.
Apply
Tell us about your business in a short form — it only takes a few minutes.
Discovery Call
You work one-on-one with a funding advisor who learns your goals and maps your options.
Get Matched
Your advisor shops your file across 80+ financial institutions for the strongest offers.
Get Funded
Review your options, choose what fits, and move forward with your advisor.
Personal Loans questions
Yes. Many early-stage owners use personal financing before the business qualifies on its own. Your advisor will help you avoid overextending your personal credit.
It depends on the option and your profile. If a given path would benefit from collateral, your advisor will explain the trade-offs.
Primarily by your personal credit, income, and existing debt. Your advisor reviews it with you and matches you to the right lender.
Submit a short inquiry and your funding advisor reaches out to review your options.
Ready to find your funding fit?
Start with a short form. You'll work one-on-one with a funding advisor who shops 80+ institutions for your best fit.