Business Funding Product
Term Loans
Fixed-term capital, sized to the need
What to expect
Straightforward lump-sum capital with predictable payments, sized to what you're funding. Your advisor matches the amount and term to your cash flow.
Terms, rates, and eligibility vary by lender and are reviewed one-on-one with your funding advisor.
What is Term Loans?
A term loan is straightforward capital: you receive a lump sum and repay it over a set period with predictable payments. It's the workhorse of business financing and covers everything from short-term working capital to multi-year investments — which is why we consolidate short-term, long-term, and small-business loans into this single, flexible product.
The right term depends on what you're funding: a quick inventory buy might suit a short repayment, while an expansion suits a longer one. Your advisor sizes the amount and term to the need so the payment fits your cash flow rather than straining it.
Key benefits
- Predictable payments make budgeting simple
- One product spanning short- and long-term needs
- A lump sum available upfront for a defined purpose
- Term sized to your cash flow, not a one-size default
Eligibility
Basic requirements
- Time in business (varies by term and lender)
- Consistent business revenue
- Personal and/or business credit reviewed
- Active business bank account
- Recent business bank statements
How It Works
Getting funded, step by step.
Apply
Tell us about your business in a short form — it only takes a few minutes.
Discovery Call
You work one-on-one with a funding advisor who learns your goals and maps your options.
Get Matched
Your advisor shops your file across 80+ financial institutions for the strongest offers.
Get Funded
Review your options, choose what fits, and move forward with your advisor.
Term Loans questions
It ranges widely — short repayments suit quick, revenue-generating uses; longer terms suit larger investments. Your advisor matches the term to the purpose.
Almost any business purpose — working capital, expansion, hiring, inventory, refinancing, or equipment. The flexibility is a big part of the appeal.
It depends on the lender and your business profile. Your advisor shops your file across the network to find the strongest available option.
Submit a short inquiry and your funding advisor reviews your goals and maps the options.
Ready to find your funding fit?
Start with a short form. You'll work one-on-one with a funding advisor who shops 80+ institutions for your best fit.